What company do you like? Do you travel so much you always carry travel insurance? Traveling for work or pleasure sometimes you got to have travel insurance. If I’m taking a direct flight no plane changes I will not use travel insurance at all. http://www.betins.com has good prices on travel insurance. Make sure they are also for extreme sports if your into that type of travel. I am not affiliated with Betins travel but I have used this company for my travel insurance. Anyone ever used them or what company do you use?